Vigezo na Masharti

Terms & Conditions · Faida Yangu

Vigezo na Masharti (Kiswahili)

Toleo la tarehe 16 Julai 2026

1. Kuhusu Huduma

Faida Yangu ni programu ya kuweka kumbukumbu za biashara ndogo — mauzo, matumizi, madeni (deni), bidhaa na ripoti. Faida Yangu siyo benki, haitoi huduma za kibenki, mikopo, wala ushauri wa kihasibu au wa kodi. Kumbukumbu unazoziweka ni msaada wa kufuatilia biashara yako; kwa maamuzi makubwa ya kifedha au ya kodi, tafadhali shauriana na mtaalamu.

2. Akaunti Yako

Unafungua akaunti kwa namba yako ya simu na kuthibitisha kwa namba ya siri ya mara moja (OTP) inayotumwa kwa SMS. PIN ya kufungua programu huhifadhiwa kwenye simu yako tu. Unawajibika kutunza simu yako, namba yako na PIN yako; shughuli zote zinazofanywa kupitia akaunti yako zinahesabika kuwa zako.

3. Matumizi Sahihi

Unakubali kutumia huduma kwa shughuli halali za biashara yako pekee, kuingiza taarifa za kweli, na kutokujaribu kuvuruga, kudukua au kutumia vibaya mifumo ya Faida Yangu.

4. Taarifa Zako

Kumbukumbu za biashara yako ni mali yako. Zinahifadhiwa kwenye simu yako na nakala kutumwa kwenye seva zetu salama unapokuwa na intaneti, ili usipoteze taarifa ukibadilisha au kupoteza simu. Maelezo kamili yako kwenye Sera ya Faragha.

5. Malipo na Usajili

Kwa sasa, huduma zote za Faida Yangu ni bure — hakuna ada yoyote ndani ya programu. Endapo baadaye tutaongeza huduma za kulipiwa, zitatangazwa wazi ndani ya programu, bei zitaonyeshwa kabla hujalipa, na malipo yatapitia njia zinazokubalika. Ada zitakazolipwa hazitarudishwa isipokuwa pale sheria inavyotaka.

6. Upatikanaji wa Huduma

Programu imeundwa kufanya kazi hata bila intaneti; usawazishaji (sync) unahitaji intaneti. Tutajitahidi huduma ipatikane muda wote, lakini hatuahidi kuwa haitakatika kamwe — matengenezo, hitilafu za mtandao au mambo nje ya uwezo wetu yanaweza kutokea.

7. Mipaka ya Dhima

Kwa kiwango kinachoruhusiwa na sheria za Tanzania, Faida Yangu haitawajibika kwa hasara zisizo za moja kwa moja (kama kupoteza faida ya biashara) zitokanazo na matumizi ya programu. Hakikisha unathibitisha takwimu muhimu kabla ya kufanya maamuzi makubwa.

8. Kusitisha

Unaweza kuacha kutumia huduma wakati wowote na kuomba taarifa zako zifutwe (angalia Sera ya Faragha). Tunaweza kusimamisha au kufunga akaunti inayokiuka vigezo hivi au inayotumika kinyume cha sheria.

9. Mabadiliko ya Vigezo

Tunaweza kubadilisha vigezo hivi mara kwa mara. Mabadiliko makubwa tutayatangaza ndani ya programu au kwenye ukurasa huu; kuendelea kutumia huduma baada ya mabadiliko ni kukubali vigezo vipya.

10. Sheria Inayotumika

Vigezo hivi vinaongozwa na sheria za Jamhuri ya Muungano wa Tanzania.

11. Mawasiliano

Maswali kuhusu vigezo hivi: msaada@faidayangu.co.tz

Terms & Conditions (English)

Version dated 16 July 2026

1. About the Service

Faida Yangu is a record-keeping app for small businesses — sales, expenses, customer debts (deni), stock and reports. Faida Yangu is not a bank and does not provide banking, lending, accounting or tax advice. Your records are a tool to help you track your business; for major financial or tax decisions, please consult a professional.

2. Your Account

You register with your phone number, verified by a one-time password (OTP) sent by SMS. The app-lock PIN is stored only on your device. You are responsible for keeping your phone, number and PIN safe; activity under your account is treated as yours.

3. Acceptable Use

You agree to use the service only for your lawful business activities, to enter truthful information, and not to disrupt, hack or misuse Faida Yangu's systems.

4. Your Data

Your business records belong to you. They are stored on your device and a copy is synced to our secure servers when you are online, so you don't lose them if you change or lose your phone. Full details are in the Privacy Policy.

5. Payments and Subscriptions

All Faida Yangu features are currently free — there are no charges inside the app. If paid features are introduced in the future, they will be clearly announced in the app, prices shown before you pay, and payments processed through approved channels. Any fees paid would be non-refundable except where required by law.

6. Service Availability

The app is designed to work offline; syncing requires an internet connection. We aim for the service to be available at all times but do not guarantee uninterrupted operation — maintenance, network failures or events beyond our control can occur.

7. Limitation of Liability

To the extent permitted by the laws of Tanzania, Faida Yangu is not liable for indirect losses (such as loss of business profit) arising from use of the app. Please verify important figures before making significant decisions.

8. Termination

You may stop using the service at any time and request deletion of your data (see the Privacy Policy). We may suspend or close accounts that violate these terms or are used unlawfully.

9. Changes to These Terms

We may update these terms from time to time. Significant changes will be announced in the app or on this page; continued use after changes means you accept the new terms.

10. Governing Law

These terms are governed by the laws of the United Republic of Tanzania.

11. Contact

Questions about these terms: msaada@faidayangu.co.tz